Trucking Break-Even Rate Calculator
Your break-even rate is the least you can accept per loaded mile without losing money once empty miles are counted. Set it before you open the load board.
Don't know your cost per mile? Work it out first.
Check a load before you book it
The formula
Break-even rate per loaded mile = cost per mile ÷ (1 − deadhead %).
Target rate per loaded mile = (monthly costs + monthly profit goal) ÷ loaded miles per month.
For a single load, add the deadhead to the pickup to the loaded miles, multiply by your cost per mile, and compare that with what the load pays. That's the check the tool runs above.
Questions truckers ask
What's the difference between cost per mile and break-even rate?
Cost per mile spreads your costs over every mile you drive. You only get paid for loaded miles, so your break-even rate is cost per mile divided by the share of miles that are loaded. With 15% deadhead, a $1.24 cost per mile needs about $1.46 per loaded mile just to break even.
How much deadhead is normal?
It varies by lane and equipment; many carriers aim to keep empty miles in the 10–20% range. Track your own for a month — it moves your break-even rate more than most people expect.
Should I ever take a load below break-even?
Sometimes — if it repositions you into a strong market for a much better next load, the two loads together can beat waiting. Judge the pair, not the single load.
Estimates for planning only — not tax, legal or financial advice.